Manage Your Loans Online, Any Moment

Exactly exactly exactly What best defines you?

  • Convenient payment options including pay now, one-time future re payments, or recurring re re re payments
  • View loan information such as for example deadline, balances, rate of interest, year-to-date interest and fees
  • Simple setup that is one-click secure paperless statements
  • Access a complete reputation for your loan and escrow statements
  • Create custom choices, and set alerts and notifications
  • User-friendly, responsive internet and mobile experience available 24/7 to permit for easy online home loan repayments & mortgage servicing

Your month-to-month loan declaration is mailed away a few times after your payment articles for your requirements.

Need to know more about your month-to-month declaration? Browse the Mortgage Statement Guide, Consumer Loan Statement Guide, or Residence Equity personal credit line Statement Guide for extra information.

Prepared to begin?

1 creating a payment online or by mail is really a service that is free. You could spend by phone, but please be aware a extra convenience charge of $15 may use.

Thank you for visiting the Flagstar Mortgage Servicing & Transfer Center

Award servicing that is winning for you personally.

At Flagstar Bank, we all know that each consumer is significantly diffent, and that’s why we just take a personalized method of managing your loan. We are also a frontrunner when you look at the servicing business-recognized by Fannie Mae as being a star performer four years in a line. 1 along with a servicing profile that surpasses $100 billion in mortgage loans, we possess the information and expertise to ensure the transfer that is smooth of loan.

How you can make your internet home loan repayments and a whole lot.

Enjoy 24/7 usage of your entire home loan servicing requirements, including loan that is recent, year-end taxation statements, and also the capability to produce customized choices and notifications. Please take into account that you may not have the ability to signal up to your loan is completely boarded.

Require extra information?

Thank you for visiting Flagstar Bank, your mortgage that is new servicer.

You’re most likely wondering just exactly just what it indicates that Flagstar Bank will be your mortgage soon servicer.

Here’s exactly how you are affected by it along with your home loan.

Your mortgage that is prior lender have delivered you a page informing you that Flagstar Bank will be your home loan servicer.

That page shall offer re payment information to make sure you understand when you should deliver your repayments to Flagstar Bank and what target to make use of.

After your home loan solution is moved, please deliver all home loan repayments right to Flagstar Bank. Usually do not deliver any further payments to your previous servicer.

To simply help guarantee a transition that is smooth you won’t be evaluated a belated charge or negatively reported to virtually any credit reporting agencies for 60 days after your transfer date.

Your transfer date are available in the transfer page you shall get from Flagstar.

We are going to mail your mortgage that is first billing shortly thereafter.

Your declaration will offer directions about how to create your very very very first payment.

From then on, regular mortgage that is monthly will likely to be brought to you.

You’ll payday loans Pennsylvania manage to join a couple of days after your transfer date, where you could sign up for free automated payments, and paperless statements.

You’ll likewise have use of a reputation for payment and income tax statements, escrow information, in addition to a comprehensive faq area that may respond to all of your questions regarding Flagstar.

You’ve invested great deal of the time and energy into the house, whether you have got recently completed the acquisition procedure or have actually lived at home for many years. We anticipate being your lover in handling your home loan.

Lookup your Flagstar loan that is new quantity

Your brand new loan quantity is:

  • Convenient re re re payment options pay that is including, one-time future re payments, or recurring re payments
  • View loan information such as for example deadline, balances, rate of interest, year-to-date interest and fees
  • Simple one-click setup to secure paperless statements
  • Access a complete reputation for your loan and escrow statements
  • Generate customized choices, and set alerts and notifications
  • User-friendly, responsive internet and mobile experience available 24/7 to permit for effortless online mortgage repayments & mortgage servicing

Mortgage Servicing Transfer FAQs

What you ought to understand now

Your very first payment declaration will be mailed within 10 times of your loan being moved. It will be automatically forwarded to Flagstar Bank for 30-60 days after your effective transfer date if you already had submitted a payment to your original servicer, don’t worry.

You should not be concerned about belated costs or negative credit scoring: we will not charge a belated cost nor will we make any negative reporting towards the credit reporting agencies for 60 times after the effective date of the loan transfer.

Home loan servicing transfers happen as soon as the servicing of that loan is offered or moved from 1 organization to a different. The terms of your loan don’t however change, Flagstar will now gather your instalments, manage escrow reports, and supply customer care.

The purchase and transfer of mortgages is typical when you look at the home loan industry, and it is by no means a reflection that is direct of or even the standard of the loan. The modifications impacting you are your loan payment and number target following the transfer date. You can easily look your new loan quantity up here, or believe it is in the email that is welcome Notice of Transfer page you received.

Take note: because of the time it can take for systems to upgrade from your own past servicer, your loan information are going to be acquiesced by our systems typically within 5 times following the transfer date. For precise timing, be sure to see your Notice of Transfer page, greetings email, or call (800) 968-7700.

If you now have an escrow account fully for your taxation and/or insurance coverage repayments, they’ll certainly be used in Flagstar and keep on being gathered and compensated. We typically operate our escrow analyses yearly centered on your premises taxation re re payment schedule. Sometimes, the re re payment of fees or insurance coverage causes a modification into the escrow account balance, plus it are required to perform multiple analysis throughout the year.

No. In the event that you now have automated payments put up together with your past servicer this solution will undoubtedly be discontinued effective the date of transfer.

Yes. As your brand new servicer, Flagstar will be here to make certain a smooth transition to our platform. No matter whenever your forbearance plan duration is planned to finish, we shall immediately keep your forbearance security set up for 3 months following the date of loan transfer.

Needless to say, you can opt-out of this forbearance whenever you want, of course your present plan expands beyond that 90-day period of time, it should be honored as provided. After your loan is here at Flagstar, we shall deliver you a plan confirmation letter that is forbearance.